Adding your teenager to your automobile insurance policy can be expensive. While surprising to hear, your new teen driver can increase your insurance premiums by 80 percent. Of course, this increase is necessary to protect your vehicle and your new driver, but safe driving and responsible decisions will prevent further increases due to tickets and accidents.When buying your new teen driver a vehicle, focus on safety and not the vehicle's appearance. Using this shopping guide, you can buy an appealing, safe, and affordable-to-insure vehicle for your new, inexperienced teen driver.
Size
Smaller cars, such as sports coupes, may be fun to drive, but they do not offer protection in a collision. Unfortunately, larger vehicles may be difficult for an inexperienced driver to handles, so choosing a mid-size option is best. Consider a 4-door sedan or mini-van for safe handling. In addition, a crossover vehicle is an affordable vehicle to insure. Thankfully, it also offers a design that appeals to teens.
Power
Driving from one point to another does not require a high-powered motor that may increase your teen's interest in speeding. Choose a standard 4-cylinder engine for your teen, which is sufficient for driving to work, school, and home.
Age
Your teen may dream of a brand new, luxury sport's car for their 16th birthday, but newer vehicles are more costly to repair. In addition, replacing damaged parts on these vehicles may be more expensive. Due to these issues, insuring newer vehicles will be more expensive.
You may worry about the reliability of an older, used car, but finding a middle-aged option is a smarter decision for your insurance and repair costs.
Features
Technology is on the rise, and you many vehicles offer unique features as a standard option. These features will appeal to your tech-savvy teen and help them drive in a safer manner. Be sure your teen's vehicle has the following:
Your teen will be excited to get on the road, but you must invest in proper insurance. For more information, contact Martin Insurance Company or a similar organization.
Share9 March 2016
About ten years ago, my auto insurance was cancelled. This took place after one too many accidents. I was now a high risk, and my provider was not willing to keep me on any longer. Since there was no way that I was going to get behind the wheel without coverage, I started checking out plans with high-risk insurers. Some were not all that great, but others offered benefits that were very close to my old plan. I soon found a provider who would accept my application, and I began to be a little more careful with my driving. If you are having trouble buying auto insurance, let me help. I'll tell you what to look for in a high-risk provider, and how to find the best one in your area. In no time at all, you'll be covered and ready to get back on the road again.
