What Factors Affect Your Car Insurance Premiums?

Insurance Blog

Car insurance, like health insurance, helps to protect you financially from unprecedented incidences or experiences. While having auto insurance will ensure you're protected from all possible risks, you need to think about the cost of your car insurance policy. Here are some factors that affect your auto insurance policy. Your Driving Record One of the factors that affect your automobile insurance rates is your history of at-fault accidents and traffic violations.

9 November 2021

How To Save Money On Uber And Lyft Driver Insurance

Insurance Blog

If you use your vehicle for work, most insurers will charge you more, but there are still ways to keep your premiums down. This guide is designed for people who are looking for ways to save money on Uber or Lyft driver insurance. Check out these tips. Get new quotes annually With any type of insurance, you should get quotes annually to make sure you're paying the lowest rates possible. Don't assume that your insurer is offering you the best rates.

7 October 2021

Protections Paint Contractors Should Get Out of Contractor Liability Insurance

Insurance Blog

If you work as a paint contractor, you perform a lot of important duties for clients involving paint. There are risks involved, especially the higher up you are and the longer your jobs last. Still, if you get contractor liability coverage that protects against these things, you'll be just fine when negative events surface. Tool Damage  You may be working on a client's home and then have some of your paint gear get damaged.

31 August 2021

5 Things You Should Know About Medical Malpractice Insurance

Insurance Blog

The nature of your work as a physician exposes you to medical malpractice claims by your patients. It doesn't matter how good you are at your job. A patient might accuse you of surgery, anesthesia, and medication errors. Others may want to fix you for negligence during childbirth, negligent prenatal care, or missed or delayed diagnoses.  The American Medical Association reports that at least 61 percent of doctors above 55 years old have had their patients sue them for malpractice at least once.

27 July 2021

3 Auto Insurance Considerations Before Buying Your Next Car

Insurance Blog

When shopping for your next car, you need to consider the cost of insurance. It is not something many people give consideration to, but without putting any thought into it, you can be saddled with large bills over the time you own the car. The following are three things that will influence the cost of your insurance premiums that relate to to type of car you purchase. Paying cash or financing a car

28 February 2017

Changing Your Life To Change Car Insurance Costs

Blog

When you're shopping for a new vehicle, like many car shoppers you might need to keep insurance costs in mind when considering certain models. You may wonder about whether there is anything you can do to lower those insurance rates, especially if you've already got a clean driving record. Luckily, there are some actions you can start taking in your life which can help you to see a reduction in premiums.

27 January 2017

Common Commercial Insurance Questions Addressed

Insurance Blog

Owning and operating a business may be one of the more complicated paths that you can follow as a career. However, it can be extremely rewarding and allow you tremendous personal freedom, which can make the challenges more than worth it. Unfortunately, it can be common for business owners to overlook the importance of having comprehensive protection from a commercial insurance policy. If you have limited experience or a weaker understanding about this type of protection, you might need to have a few commonly asked questions regarding commercial insurance answered.

10 October 2016