Commercial trucking is a crucial industry that requires proper insurance coverage to protect the business and its drivers. Below is information on the different types of insurance coverage you should consider, as well as factors that can affect your insurance premiums. Coverage Types Commercial truck insurance typically offers several types of coverage. One type is liability coverage. This covers damages or injuries that your drivers may cause to others in an accident.
10 May 2023
If you have a janitorial company, something that can unfortunately happen is your employees steal items from clients you service. You may not be able to prevent this from happening, but you can protect clients by getting a service bond. Here are several reasons to do this. Save Your Janitorial Company Money If you didn't have a service bond for clients and their items get stolen by some of your staff members, then you may be expected to pay for the item's value out of pocket.
15 March 2023
Wanting to engage another insurance carrier and moving to a different state are some reasons why you may wish to cancel your auto insurance policy. Whatever your reasons, the policy cancellation process is quite straightforward and should run seamlessly if you do it right. Unfortunately, there are several mistakes you may end up making when canceling your automobile policy. Here is a highlight of the most common ones you should avoid as you plan to move forward with your cancellation plans.
27 December 2022
Deciding the liability coverage you need depends on your financial situation, budget, and risk tolerance. Choosing your state's minimum coverage means you will pay low premiums. However, these coverage limits may not be sufficient to cover property damage and medical bills in the event of an accident. This is why many insurance providers advise people to buy higher liability limits to protect themselves from high out-of-pocket expenses resulting from an accident.
27 December 2022
There are many different types of insurance that a person may need to carry. However, life insurance policies can be an especially important form of protection that individuals may not fully appreciate or value. Life Insurance Can Be An Important Form Of Protection For Your Survivors Unfortunately, your passing can place a tremendous burden on your family members. In addition to the emotional stresses that they could experience, there may also be financial impacts on the family as well.
14 November 2022
Medicare Part D is an outpatient prescription drug benefit offered through government-approved private plans. This coverage applies to anyone with Medicare. It is available via a Medicare Advantage plan or a stand-alone prescription drug plan. Here are answers to some basic questions on Medicare Part D coverage. How Do You Enroll? If you haven't joined Medicare, you can do so in the initial 7-month enrollment period. It is advisable to find the appropriate Part D plan through the online plan finder.
23 August 2022
You may have wrong information about car insurance due to misconceptions about the industry. For example, you may not know that a good credit score will boost your insurance as it demonstrates excellent financial discipline. Such discipline will affect your general behavior and how you take care of your car. You might think you will save money by buying the minimum auto liability coverage required by your state. However, this assumption is wrong because you will pay more out-of-pocket if you get involved in a severe accident requiring significant compensation.
23 August 2022
