As a driver, it's always beneficial to know about the different ways that you can work toward lowering your auto insurance rate. An ideal way of doing so is simply by being a safe driver. Depending on your insurance provider's policies, you can often get a significant rate drop if you stay out of accidents for three years and another rate drop when you reach the five-year mark. If you live somewhere with a wintry climate, you need to take extra precautions to keep safe when the roads are snowy or icy, as weather-related elements can often increase the risk of driving. While it's best to avoid driving when the roads are at their worst, you can also use these methods to keep safe and work toward that rate reduction.
Invest In Winter Tires
You might be leery about spending money on winter tires, but the good news is that this investment can pay for itself in a short amount of time if the tires help you stay safe on the road. Winter tires provide better grip in slippery conditions and allow you to stop quicker, even when the roads are slippery.
Upgrade Your Windshield Wipers
If you've ever faced the challenge of trying to keep freezing rain or snow off your windshield with lightweight summer wipers, you'll know that doing so can be challenging and make it difficult to see the road ahead of you. Winter windshield wipers are heavier and are specifically designed for dealing with snow and ice. It's beneficial to buy and install a pair before the winter, as doing so will increase your visibility and make you safer.
Warm Up The Car Before Driving
If you're in a rush, it's easy to make a habit of dashing out to the car, haphazardly sweeping some of the snow off and heading off to your destination. The concern with this, however, is that snow and ice on your windows can harm your visibility while your breath can start fogging the inside of the glass. Always allow your vehicle to come up to temperature before you leave; it will be more pleasant to drive and safer, too.
Keep Tabs On The Weather
Make a point of checking the weather forecast from a reliable source before you have to drive somewhere. If you're constantly in a rush, download a mobile app that provides weather alerts for your area. Try to stay off the roads when ice and snow are in the forecast; even if you're a competent driver, the mistakes of other motorists could lead you to have an at-fault accident that negates your chance of a safe-driver discount.
To learn more, contact an auto insurance agency like Deihl Insurance Agency.
Share25 March 2016
About ten years ago, my auto insurance was cancelled. This took place after one too many accidents. I was now a high risk, and my provider was not willing to keep me on any longer. Since there was no way that I was going to get behind the wheel without coverage, I started checking out plans with high-risk insurers. Some were not all that great, but others offered benefits that were very close to my old plan. I soon found a provider who would accept my application, and I began to be a little more careful with my driving. If you are having trouble buying auto insurance, let me help. I'll tell you what to look for in a high-risk provider, and how to find the best one in your area. In no time at all, you'll be covered and ready to get back on the road again.
