Homeowner's Flood Insurance Mistakes To Avoid

Insurance Blog

When it comes to protecting your home with insurance, make sure you understand that this takes a multi-level approach. Consequently, homeowners insurance companies offer base, or regular, polices as well as additional coverage components like flood insurance. If you are looking to purchase this coverage, make sure you know what mistakes you should avoid in order to protect your home and your investment. Incorrectly Classifying Damage Make sure you understand that all water damage is not classified the same.

22 December 2015

3 Ways To Save Money On Your Auto Insurance

Insurance Blog

In most states, having auto insurance is required. Luckily, just because it is required doesn't mean that you have to break the bank to get it. There are a couple different ways that you can save money monthly on your auto insurance policy without sacrificing good coverage. Here are a couple tips. 1. Renew Or Shop Around Every Couple Years When you initially get your auto insurance policy, the amount that you pay will be based off the make, year, model and mileage of your car.

7 December 2015

Start-Up Business On A Tight Budget? Here's How To Do Without An HR Department

Insurance Blog

If you're starting up a business, you're probably looking for ways to stay within a tight budget. One of the biggest expenses you may be looking at is a human resources department. Here's how you can outsource all your HR tasks with an employee benefit services company, which will save you money, time, and space. What Is an Employee Benefit Services Company? Employee benefit services companies are a relatively new phenomenon in response to changes in the economy and the needs of small or start-up businesses.

19 November 2015

3 Things To Keep In Mind When Shopping For Cheaper Car Insurance Rates

Insurance Blog

If you drive a car, you have to get car insurance. Not only does car insurance help protect other people that you may get involved in an accident with, but it can also protect yourself. As with just about anything in life, the amount you pay each month for car insurance depends on a lot of variables. As such, there are ways you can help cut costs and get cheaper car insurance rates.

1 November 2015

Denied For Homeowner's Insurance Policy? Don't Give Up

Insurance Blog

There are multiple reasons that an insurance company may decide to deny to give you an insurance policy. If you have been denied for a homeowner's insurance policy, you should not give up. Ask Why Your Policy Was Denied The first thing you need to do is ask why your policy was denied. Finding out this information will help you take steps so that you are a more appealing candidate to the next insurance company that you try to get a policy through.

16 October 2015

Do You Need To Get Mortgage Insurance?


When you are buying your first home, you may be told by the lender that you have to get mortgage insurance. Mortgage insurance is set up to help lessen the risk that your mortgage lender assumes every time they make a loan.  If something happens to you that causes you to be unable to pay your mortgage anymore, such as death, illness, or unemployment, the lender is able to recover their money.

24 September 2015

What Affects The Cost Of A Commercial Auto Insurance Policy?

Insurance Blog

Commercial auto insurance is required for all businesses with vehicles. Whether the vehicle is used for business errands or making deliveries, you need to have this level of car insurance. Here are some things that might affect the cost of your commercial auto insurance policy. What vehicles are you using? One important factor that commercial auto insurance companies will look at is the type of vehicles you use for your business.

16 September 2015

Understanding Homeowner's Insurance

Insurance Blog

If you own a home or are looking to own a home, then you are probably familiar with homeowner's insurance. However, you might not be exactly clear on why it is so important. To help you out, here is a breakdown of the subject: What is homeowner's insurance? Just as automobile insurance will ensure that you have sufficient money to cover repairs to your car, homeowner's insurance ensures that you have sufficient funds to cover repairs to your home after it suffers damage.

29 August 2015

Do You Know What Your Standard Homeowner's Policy Covers?

Insurance Blog

Many homeowners purchase standard insurance coverage for their house and property without taking a close look at their policy. In the event your home or property is damaged, knowing if you can make a claim against your policy is important. Learn more about making claims against your standard homeowner's insurance policy. Looking At A Standard Part Of Your Policy If you purchase a standard homeowner's insurance policy, it will more than likely only cover unintentional hazards like high winds during storms, fire and smoke and most forms of vandalism.

13 August 2015

Car Insurance And Teen Drivers: Tips For Finding The Best Rates

Insurance Blog

What could be more stressful than teaching your teen to drive? The search for affordable auto insurance rates. Being an inexperienced driver puts your teen at a higher risk for accidents, which makes finding reasonable insurance rates a daunting task. Before you add your teen to your insurance policy, there are a few things to consider if you want to get the best rate possible. Start early Waiting until your teen acquires their learners permit to start thinking about insurance is a bad idea.

30 July 2015