What You Ought To Know About Medicare Part D Coverage

Insurance Blog

Medicare Part D is an outpatient prescription drug benefit offered through government-approved private plans. This coverage applies to anyone with Medicare. It is available via a Medicare Advantage plan or a stand-alone prescription drug plan. Here are answers to some basic questions on Medicare Part D coverage. How Do You Enroll? If you haven't joined Medicare, you can do so in the initial 7-month enrollment period. It is advisable to find the appropriate Part D plan through the online plan finder.

23 August 2022

3 Benefits Of Car Insurance

Insurance Blog

You may have wrong information about car insurance due to misconceptions about the industry. For example, you may not know that a good credit score will boost your insurance as it demonstrates excellent financial discipline. Such discipline will affect your general behavior and how you take care of your car.  You might think you will save money by buying the minimum auto liability coverage required by your state. However, this assumption is wrong because you will pay more out-of-pocket if you get involved in a severe accident requiring significant compensation.

23 August 2022

Why You Should Get Insurance For Your Vehicle

Insurance Blog

Driving is one of the most sought-after privileges, but there are rules to follow if you are granted the privilege. Before you can legally operate a vehicle, you must get auto insurance based on most state laws, even if you don't have a driver's license. Getting caught driving without auto insurance is a mistake because too many offenses can result in you losing your driving privileges. Other than obtaining auto insurance to abide by the law, it is also a good investment for multiple other reasons.

13 July 2022

Keys To Successfully Handling Auto Insurance Claims With Providers

Insurance Blog

Having auto insurance is great because it will cover repair costs when your vehicle is hit or gets damaged. If you ever have to use this insurance with your provider and submit a claim, here are some things that will help. Capture Photos for Online Claims Process A lot of auto insurance providers are starting to make things more convenient for their clients by providing online services. You can deal with the claims process all online, and the initial starting point is capturing photos of your vehicle's damage and uploading them to the provider.

7 June 2022

Three Things You Need To Understand About Fleet Insurance For Your Trucks

Insurance Blog

If you are a business owner who owns a handful of trucks, you may not think that you qualify for truck insurance for commercial fleets. You know that there are likely to be advantages to it, but these advantages are only enjoyed by large firms that own large fleets, numbering in the hundreds. These fleets often transport goods that can extend to a radius of a couple of hundred miles from a centralized warehouse.

9 February 2022

Why Paying For Comprehensive Auto Insurance Is Not As Daunting As You May Think

Insurance Blog

The moment you start shopping for auto insurance, your first instinct is to try and save as much money as you can. So in addition to looking for the cheapest car insurance available, you probably will exclude multiple insurance products with the hopes that this will decrease your premiums further. But this is not the best approach, more so when you consider that the entire aim of getting car insurance is to limit your financial burden in the event of any unfortunate occurrence.

20 December 2021

What Factors Affect Your Car Insurance Premiums?

Insurance Blog

Car insurance, like health insurance, helps to protect you financially from unprecedented incidences or experiences. While having auto insurance will ensure you're protected from all possible risks, you need to think about the cost of your car insurance policy. Here are some factors that affect your auto insurance policy. Your Driving Record One of the factors that affect your automobile insurance rates is your history of at-fault accidents and traffic violations.

9 November 2021

How To Save Money On Uber And Lyft Driver Insurance

Insurance Blog

If you use your vehicle for work, most insurers will charge you more, but there are still ways to keep your premiums down. This guide is designed for people who are looking for ways to save money on Uber or Lyft driver insurance. Check out these tips. Get new quotes annually With any type of insurance, you should get quotes annually to make sure you're paying the lowest rates possible. Don't assume that your insurer is offering you the best rates.

7 October 2021

Protections Paint Contractors Should Get Out of Contractor Liability Insurance

Insurance Blog

If you work as a paint contractor, you perform a lot of important duties for clients involving paint. There are risks involved, especially the higher up you are and the longer your jobs last. Still, if you get contractor liability coverage that protects against these things, you'll be just fine when negative events surface. Tool Damage  You may be working on a client's home and then have some of your paint gear get damaged.

31 August 2021

5 Things You Should Know About Medical Malpractice Insurance

Insurance Blog

The nature of your work as a physician exposes you to medical malpractice claims by your patients. It doesn't matter how good you are at your job. A patient might accuse you of surgery, anesthesia, and medication errors. Others may want to fix you for negligence during childbirth, negligent prenatal care, or missed or delayed diagnoses.  The American Medical Association reports that at least 61 percent of doctors above 55 years old have had their patients sue them for malpractice at least once.

27 July 2021