Owning and operating a business may be one of the more complicated paths that you can follow as a career. However, it can be extremely rewarding and allow you tremendous personal freedom, which can make the challenges more than worth it. Unfortunately, it can be common for business owners to overlook the importance of having comprehensive protection from a commercial insurance policy. If you have limited experience or a weaker understanding about this type of protection, you might need to have a few commonly asked questions regarding commercial insurance answered.
10 October 2016
If you have recently been caught driving without the amount and type of car insurance required by the state in which you live for all drivers, you might find that in order to retain your driving privileges, you must work with your insurance company to obtain an SR-22. Although the SR-22 is often referred to as a specific type of insurance policy, it is actually the proof of your insured status that must be submitted by your insurance company to the courts in order for you to maintain or regain your legal right to drive.
3 October 2016
Hybrid long-term care insurance policies are a fantastic investment that is intended to provide you with financial assistance to cover any care that you may need once you have retired. Long-term care insurance can cover everything from multiple medical procedures, medication, live-in nursing care, and even long-term stays at a care facility. Listed below are two ways that a hybrid long-term care insurance policy can benefit you. Protect Your Beneficiaries From Estate Taxes
26 September 2016
Being able to have the right amount of car insurance in place is important. This can allow you to have the peace of mind you need while you're on the road. Finding effective ways to lower the amount of your coverage is ideal and will enable you to enjoy long-term savings. There are specific things you can do that will allow you to enjoy decreased auto insurance bills, and knowing what these things are can be helpful to you.
2 September 2016
If you've been styling hair for some time as a hobby and are thinking of taking it full-time and making it a business, you have to start thinking about insurance. Insurance can help protect your finances if anything should go wrong. Use these tips as guidance when investigating what kind of business insurance is best for you. Start with Liability Insurance The most basic kind of insurance you'll need is general liability.
12 August 2016
If you want to give a gift to a special person in your life that is getting baptized, having their Bar Mitzvah, or having some other type of religious ceremony, there are things you can consider doing besides just writing the child a check. You'll want to consider getting them something that will help them in the long term financially, something that can be like an investment. Here are a few of the options that may work for your particular recipient.
1 August 2016
If your vehicle has been stolen, you likely feel violated and frustrated. If you've never been through this before, you may be curious as to what to expect from your insurance company. Below are three things to keep in mind when reporting theft to your insurance company and a few tips on how to handle it. You'll Be a Prime Suspect In order to protect themselves from fraud, your insurance company will likely consider you the prime suspect in your vehicle's disappearance.
27 July 2016
Before you purchase life insurance, you need to understand the different terms. Understanding the different life insurance terms will help you find the right type of insurance for your needs and help you understand the differences in pricing. Here's a look at the basic key terms that you need to understand right now. Term Life Insurance Term insurance is for a specific period (known as a term). You can set that when you purchase the insurance, whether it is for 15 years, 20 years or even 30 years.
20 July 2016
Do you have a summer driver – a car you only use during the summer months but park for winter, or vice versa? If so, you may be paying to much for your auto insurance if you keep it covered year-round. The following guide can help you determine the best insurance strategy for your specific needs. Insurance options When it comes to insuring your vehicle during the off-season when it isn't being driven, you have three main options:
6 June 2016
A car break-in can result in multiple types of loss. There is usually damage to the vehicle, since thieves tend to take the easiest option and break the glass. Then, there is the property loss involved, which can range from items in the car to the removal of accessories, like a stereo. Finally, you have to deal with the loss of confidence in your car's security. Knowing what to do next is important to ensure you get the coverage you are owed.
15 May 2016