If you work as a paint contractor, you perform a lot of important duties for clients involving paint. There are risks involved, especially the higher up you are and the longer your jobs last. Still, if you get contractor liability coverage that protects against these things, you'll be just fine when negative events surface. Tool Damage You may be working on a client's home and then have some of your paint gear get damaged.
31 August 2021
The nature of your work as a physician exposes you to medical malpractice claims by your patients. It doesn't matter how good you are at your job. A patient might accuse you of surgery, anesthesia, and medication errors. Others may want to fix you for negligence during childbirth, negligent prenatal care, or missed or delayed diagnoses. The American Medical Association reports that at least 61 percent of doctors above 55 years old have had their patients sue them for malpractice at least once.
27 July 2021
After investing in a new, modern home, the next important investment to consider is homeowners insurance. With homeowners insurance, you'll get compensated if an event covered in your policy destroys or damages your home or personal belongings. In some instances, homeowners insurance covers you if you injure someone else or cause damage to someone's property. Before you settle for a particular homeowners insurance, you should consider the following important factors.
29 April 2021
If you own your own home, summer can be particularly worrisome, especially when it comes to those seasonal storms. Tornadoes, hurricanes, hail storms, and even floods can wreak havoc on your home. That's why it's crucial that you make sure you're properly protected before the storms start rolling through. That protection includes your homeowner's insurance. Here are four crucial steps you need to take to make sure you, your belongings, and your home are protected from the ravages of summer storms.
7 April 2021
When shopping for your next car, you need to consider the cost of insurance. It is not something many people give consideration to, but without putting any thought into it, you can be saddled with large bills over the time you own the car. The following are three things that will influence the cost of your insurance premiums that relate to to type of car you purchase. Paying cash or financing a car
28 February 2017
Owning and operating a business may be one of the more complicated paths that you can follow as a career. However, it can be extremely rewarding and allow you tremendous personal freedom, which can make the challenges more than worth it. Unfortunately, it can be common for business owners to overlook the importance of having comprehensive protection from a commercial insurance policy. If you have limited experience or a weaker understanding about this type of protection, you might need to have a few commonly asked questions regarding commercial insurance answered.
10 October 2016
If you have recently been caught driving without the amount and type of car insurance required by the state in which you live for all drivers, you might find that in order to retain your driving privileges, you must work with your insurance company to obtain an SR-22. Although the SR-22 is often referred to as a specific type of insurance policy, it is actually the proof of your insured status that must be submitted by your insurance company to the courts in order for you to maintain or regain your legal right to drive.
3 October 2016
Hybrid long-term care insurance policies are a fantastic investment that is intended to provide you with financial assistance to cover any care that you may need once you have retired. Long-term care insurance can cover everything from multiple medical procedures, medication, live-in nursing care, and even long-term stays at a care facility. Listed below are two ways that a hybrid long-term care insurance policy can benefit you. Protect Your Beneficiaries From Estate Taxes
26 September 2016
Being able to have the right amount of car insurance in place is important. This can allow you to have the peace of mind you need while you're on the road. Finding effective ways to lower the amount of your coverage is ideal and will enable you to enjoy long-term savings. There are specific things you can do that will allow you to enjoy decreased auto insurance bills, and knowing what these things are can be helpful to you.
2 September 2016
If you've been styling hair for some time as a hobby and are thinking of taking it full-time and making it a business, you have to start thinking about insurance. Insurance can help protect your finances if anything should go wrong. Use these tips as guidance when investigating what kind of business insurance is best for you. Start with Liability Insurance The most basic kind of insurance you'll need is general liability.
12 August 2016